Protecting your lifestyle

Mortgages & Lending

Talk to an expert Home Loan Adviser

Find out what you could borrow, pay, or save for your Home Loan or how we can help you to pay off your existing loan faster.

Loans that Total Life can assist with:

  • First Homes
  • Upgrade of owner-occupied
  • Investment property
  • Bridging finance solutions
  • Self-employed
  • New to self-employed
  • Asset finance
  • Top-ups
  • Refixes.

What is Total Life mortgages and lending?

We have a process where you can engage the services of a Financial Adviser in setting up and managing your Home Loan requirements. Be that buying a new property or managing an existing loan. This is generally a fee-free service.

Why choose Total Life for your mortgages and lending?

Callum is an experienced Financial Adviser specialising in Home Lending solutions. By engaging his services you have an independent expert on your side assisting you to navigate the world of banks and borrowing options; decoding jargon, highlighting risk and making sure you are as protected as possible throughout the process.

Why work with us?

In addition to the Home Loan services Total Life also offers expert advice for personal insurance, business insurance, general insurance, investment and KiwiSaver advice. When you work with Total Life you get access to specialist advisers in each field. You can be confident in our advisers and the highly skilled administrative support teams.

What do we do for you?

We will discuss your situation, needs and requirements. We then look to match you with the best lending solution for your unique situation and objectives. We help you present your application in the best possible light often with your application at multiple lenders saving you time as you just deal with us. We deal with the lenders on your behalf, so you don’t have to. Often negotiating terms and challenging the banks to provide more market consistent outcomes. We then present our recommendation to you for your decision before anything can be confirmed. We then work with you into the future in maintaining your home loans to ensure they are set up as efficiently as possible. This saves you both time and money as you continue about your day.

Who do we work with?

  • Wealthpoint APL
  • ANZ
  • Westpac
  • BNZ
  • ASB
  • ASAP Finance
  • Avanti Finance
  • Cressida Capital
  • DBR
  • First Mortgage Trust
  • Heartland Bank
  • NZCU
  • SBS Bank
  • Select Home Loan

Our Happy Clients